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Home Equity Loans and Home Equity Lines of Credit

Home Equity Loans


Home Equity Loans allow you to tap into the equity of your home, pull out cash, and use the money for all sorts of reasons:

  • Make home improvements
  • Pay off credit cards, medical bills, and other high-interest debts
  • Send someone to college
  • Buy a new vehicle or boat
  • Finance a new business
  • Go for a great investment opportunity
  • Pay for a wedding

Paragon Home Equity Loans offer you:

  • Low fixed rates as low as APR*
    Click here for the latest home equity rates.
  • One lump-sum payout
  • Affordable monthly payments
  • Flexible terms of 5, 7, 10, 15 or 20 years
  • 24/7 online access through iBRANCH Online Banking
  • Possible tax advantages**

Apply now.

*Home Equity Loans are available on Primary and Vacation homes. Home Equity Loans are not available on Co-op Apartments or Investment Properties. Rates may vary depending on credit score and LTV. **Consult your tax advisor.

**Consult your tax advisor.

Home Equity Line of Credit (HELOC)

Here’s how a Home Equity Line of Credit (HELOC) differs from a Home Equity Loan: Instead of one lump-sum payout—this is a revolving line of credit you can access anywhere, anytime!

Paragon’s Home Equity Line of Credit (HELOC) offers you:

  • Low variable interest rate tied to the Prime rate*
    Click here for the latest home equity rates.
  • Convenience of borrowing only when you need to
  • Flexible payment terms
  • Simplicity of writing checks to access funds
  • Expense tracking with one monthly statement
  • 24/7 online access through iBRANCH
  • Possible tax advantages**

Apply now
*Home Equity Lines of Credit are available on Primary and Vacation homes. Home Equity Lines of Credit are not available on Co-op Apartments or Investment Properties. Rates may vary depending on credit score and LTV.

**Consult your tax advisor.

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